July 2025 Remortgage Snapshot: Borrowers choose short-term certainty, steering towards 2-year fixed-rate products.
July’s remortgage market showed signs of shifting borrower behaviour, with a substantial rise in completions, which suggests many homeowners acted quickly to secure new deals. Most borrowers have favoured short-term certainty, with 2-year fixed-rate products becoming the most popular choice. While monthly repayments increased for many, the desire to manage costs and secure financial stability remained a key driver.
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Download the report to stay ahead of the curve: Remortgage Snapshot July 2025.
Want to view earlier data? View June’s Remortgage Snapshot.