The below is only in relation to Scottish cases.
If the Mortgage Offer indicates that the mortgage will be a Joint Borrower Sole Proprietor mortgage, please note that only the borrower(s) noted as the Main Borrower(s), will have an interest in the Security Property and will charge the Property.
The Mortgage Deed/Standard Security provided to you in these cases is specific to Joint Borrower Sole Proprietor lending.
When the borrowers sign the Joint Borrower Sole Proprietor Mortgage Deed/Standard Security, only the Main Borrower(s) will sign in a Mortgagor/Proprietor capacity. All borrowers will sign in a Borrower capacity.